At Fingar Insurance, we believe all insurance is personal. Whether business insurance, homeowner's and renter's insurance, life insurance, auto and boat insurance, or Liability insurance. They all protect you and your family's way of life.So, we've built our insurance agency and our reputation on providing personal attention to your insurance needs. Whether you're protecting your life, property, or business, personal service matters. You have unique needs that make it almost impossible to get the right coverage on the Internet or through the mail.At Fingar Insurance, we sit down with you, learn about your needs today and your vision of the future...and then make recommendations that reflect your specific circumstances. And because we're an independent insurance agency, we can shop among a variety of insurance carriers to find exactly the coverage and price, that you want.
The more you understand your auto insurance policy, the better we can work together to protect you. Following are some of the most commonly used terms. For a complete explanation of these and other insurance terms and coverages, you should always consult your agent.
Boat Insurance
Fingar Insurance At Fingar Insurance, we believe all insurance is personal. Whether business insurance, homeowner’s and renter’s insurance, life insurance, auto and boat insurance, or Liability insurance. They all protect you and your family’s way of life.
RV Insurance
Comprehensive and reliable auto, truck, and RV insurance coverage at competitive prices is what drivers want from their insurance company. And that’s just what Fingar Insurance delivers. Coverage that gives you and your vehicle the protection you need. You may find our rates surprisingly low...and get even better with the many discounts available!
Mobile Home Insurance
You can help protect your mobile or manufactured home, your belongings and your family. The coverage for mobile and manufactured homes is similar to a homeowner’s insurance policy, but there are some differences. We can help you understand what a mobile home insurance policy can protect.
Inland Marine Insurance
Truck Insurance
We know how auto and truck insurance coverage in New York State can sometimes be a complicated topic. We have tried to include information here that will give you a thorough understanding of the insurance coverages and which ones might be appropriate for you.
Homeowner’s insurance policies have limitations on coverage for higher value items like antiques, jewelry, furs, guns, musical instruments, silverware, collections etc. These items can be insured on an Inland Marine policy that is attached to your Homeowners insurance policy. There are some options available when insuring scheduled items...
Landlord Insurance
In the event of a burglary, adding burglary coverage to your landlord insurance policy could help pay for the repairs or replacements your dwelling needs. It covers belongings used for your rental property as well.
We represent more than 20 Insurance companies so we can help you choose which is right for your needs. Life Insurance is purchased for several reasons, which include...
Health Insurance
No matter what type of business you operate you probably employ workers. Employees are a valuable asset. To retain employees and to attract new workers, you may offer employee benefits such as health insurance or retirement accounts. You may also be required to carry certain employee related policies such as Workers Compensation and Statutory Disability Insurance. While these benefits can help your company compete for qualified workers they must also be administered properly. Mistakes in administration can lead to lawsuits against you, your firm, or both.
Disability Insurance
Provides income replacement in the event you are disabled and unable to work. If you are covered under a workplace statutory disability insurance (DBL), you could receive up to $170 a week for a maximum of 26 weeks. Higher limits may be available if your employer elects to purchase them.
Business insurance coverage is available to protect a wide variety of interests that you use to operation your business. Coverage is available for everything from property and liability to vehicles to employee practices liability, breach of contract, and many others.
Commercial Property Insurance
Business property insurance, either purchased separately or in combination with liability coverage as part of a business owner policy, can cover such assets as...
Workers Compensation Insurance
Commercial Liability Insurance
Business liability insurance can also be purchased separately or as part of a Business Owner Policy. Liability insurance is designed to provide protection against loss should you become liable for injuries to someone or damage to someone’s property.
Call ( 518) 828-4500 to discuss your needs for: Business Insurance, Auto Insurance, Life Insurance, Annuities, Homeowners Insurance, Recreational Vehicles, Motorcycles, Snowmobiles, Professional Liability, Workers Compensation, Disability Insurance
Liability Insurance
Personal umbrella insurance isn’t just for wealthy people. If you’re sued, all of your assets could be at risk, such as your retirement accounts, your children’s college fund and any real estate assets you have. Purchasing personal umbrella insurance can help protect those assets if you’re found liable in an accident.
Flood insurance coverage can help you protect your property and your belongings. The National Flood Insurance Program (NFIP) determines coverage and premiums, but when you purchase a flood policy from Fingar Insurance, you’ll get the support of a knowledgeable agent and service you can count on. A flood insurance policy can help protect your house, condo, apartment, mobile home or even your business. Most flood insurance policies can include three types of coverage: building, contents and replacement cost coverage. Each of these coverage options offers different kinds of protection.